Before leaving UJM to UGR, don’t forget to:

> cancel your housing insurance that you may have contracted with your bank (BNP Paribas charged for a year but once you close it you will get a check for the remaining amount of six months within 15 days);

> notify your bank of your change of address and make sure you can proceed online all necessary operations (cancel your French phone number (if you don’t want to pay for roaming), bank will change your security code for online transactions from OTP to you phone to your date of birth).